The InvoiceRocket Blog
Practical guides on GST notices, tax scrutiny, GST filing, invoicing and getting paid on time as a freelancer in India.
- taxesschedule FAforeign assetscomplianceexport of servicesfreelancingindia
Schedule FA for Indian Freelancers: Your Payoneer and PayPal Accounts Are Foreign Assets
If you hold a PayPal, Payoneer, or Wise account and file ITR-4, you may be quietly exposed to a flat ₹10 lakh penalty under the Black Money Act. Here's what Schedule FA actually requires, and why 44ADA filers can't use Sugam.
Krishna Kammaje13 min read - taxesTDSsection 194JGSTfreelancingindia
TDS for Indian Freelancers: Section 194J, Form 26AS, and Getting Your Money Back
Your Indian clients withhold 10% of every invoice. Under Section 44ADA you're taxed on half your receipts. That gap is a refund you have to claim — and the reconciliation that gets it wrong turns it into a demand instead.
Krishna Kammaje15 min read - freelancer complianceGSTLUTFIRAadvance taxexport of servicesIndia
Minimum Documentation for Indian Freelancers Working with Overseas Clients (2026 Guide)
The complete compliance checklist for Indian freelancers earning under ₹75 lakh from foreign clients: GST registration, LUT, FIRA/FIRC, advance tax, professional tax, and ITR — in the order you'll actually need them.
Krishna Kammaje12 min read - GSTUpworkRCMLUTfreelancingindia
How to File GST as an Upwork Freelancer in India: Invoicing, RCM, and LUT
Upwork is three transactions stacked into one platform — your invoice to the end client, the Upwork commission you pay under RCM, and the bank credit. Get those three threads right and GST filing is a 30-minute job. Get them wrong and you're paying ₹5,000–10,000/month to a CA to clean up the mess.
Krishna Kammaje21 min read - GSTGSTR-1GSTR-3BQRMPfreelancingindia
GSTR-1 and GSTR-3B: The Indian Freelancer's Monthly GST Filing Checklist
Two returns, two due dates, one annual headache — unless you understand what each form actually does. A freelancer-focused walkthrough of GSTR-1, GSTR-3B, the QRMP scheme, and the mismatches that trigger notices.
Krishna Kammaje15 min read - taxessection 44ADAfreelancingindia
FTE vs Freelancer in India: The ₹7.5 Lakh 'Freelance Premium' on a ₹50L Income
On the same ₹50 lakh gross income, an Indian freelancer keeps roughly ₹7.5 lakh more than a full-time employee. Here's the math behind the freelance premium — and what it costs you in documentation discipline.
Krishna Kammaje10 min read - GSTLUTexportsfreelancingindia
How to File LUT for Export of Services as a Freelance Developer in India
If you invoice foreign clients in foreign currency, LUT is the difference between keeping 100% of every invoice and locking up 18% in a GST refund queue for six months. Here's how to file it correctly — and the mistakes that quietly cost freelancers the most.
Krishna Kammaje15 min read - taxessection 44ADAfreelancingindia
How an Indian Freelancer Can Save More Than 50% on Taxes Using Section 44ADA
Section 44ADA lets eligible Indian freelancers pay tax on only 50% of their gross receipts — no books, no audit, no expense tracking. Here's how to actually use it.
Krishna Kammaje13 min read - freelancinggetting paidinvoicing
How to Get Paid On Time as a Freelance Developer in India
A practical playbook for Indian freelancers: the clauses, invoice details, and follow-up cadence that actually get clients to pay — without awkward conversations.
Krishna Kammaje11 min read